Choose for the actual use case
Compare personal and business eligibility, supported assets, geography, fees, limits and rewards, not the headline rate alone.
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Comparison · Spending rails
Compare stablecoin cards
A focused comparison of the cards Alpine Gate uses or tracks for spending stablecoins beyond direct-acceptance merchants.
A spend rail, not a vault
Keep only the balance required for near-term spending. Card products introduce issuer, custody and availability risk.
Affiliate disclosure
Some links are affiliate or partner links. Commercial relationships do not change the comparison criteria or make a product suitable for everyone.
Complimentary private guide
Take the UAE Crypto Luxury Access Guide with you.
Receive the payment checklist, verified-merchant framework and seven mistakes to avoid before sending crypto.
Affiliate products
Cards and spending rails
| Provider |
KAST
Live
|
Plasma One
Live / open account
|
RedotPay
Live
|
|---|---|---|---|
| Network | Visa | Visa; issued by Rain | Card program varies; confirm the issued card in-app |
| Card format | Virtual and physical | Virtual and physical | Virtual and physical |
| Funding | USDT, USDC, USDe, PYUSD and RLUSD; network support varies | Stablecoin balance; Plasma highlights USD₮ transfers | Stablecoin-based account; supported assets should be checked in-app |
| Card pricing | Standard $0/year; Premium $1,000/year; Private $10,000/year | Lite card $0; Core and Platinum prices not publicly shown | Virtual $10 once; physical $100 once; no annual card fee |
| Spending fees | USD spend 0%; non-USD FX 0.5–1.75% | No added Plasma fee; partner FX and bank-withdrawal fees may apply | Detailed current fees and limits must be confirmed in-app/help centre |
| Rewards | 1.5–3% USD cashback plus tier-dependent KAST Points | 2–4% base cashback in XPL by tier; qualifying purchases only | Optional Pro: 3% on Apple Pay/Google Pay, capped at $18/month |
| Digital wallets | Apple Pay and Google Pay; no KAST fee | Apple Pay and Google Pay, subject to regional availability | Apple Pay and Google Pay |
| Custody | Wallet balance; not government deposit-insured | Self-custodied stablecoin backing; not a bank deposit | Not publicly confirmed on the cited card pages |
| Availability | Country eligibility is checked during KYC; not globally available | Visa acceptance in 150+ countries; account eligibility is region-dependent | Restricted-country list applies; US residents are ineligible |
| Best suited to | High-spend users wanting published tiers and rewards | Users prioritising self-custody and an integrated stablecoin account | Low upfront-cost access and broad everyday card utility |
| Official sources | |||
| Apply |
Invite code
BOREL
|
Invite code
CBOREL
| Open RedotPay → |
Research checked 12 August 2026 against official provider pages. Fees, eligibility, rewards and limits can change and may vary by jurisdiction. “Not publicly confirmed” means the cited official pages did not provide enough information to state the field reliably. Affiliate disclosure: Alpine Gate may receive compensation if you register or transact through a link or code above. This does not increase your price and does not affect our comparison criteria. Some links here are paid referrals or commercial partnerships. We are paid when you open an account or route volume through them. It never changes a merchant's verification, which is set by evidence and cannot be bought. None of this is offered to Alpine Cipher advisory clients, and we make no exceptions to that.
Ask for a merchant
Who do you want to pay in crypto?
Name the hotel, dealer, jeweller or developer. We approach them, verify them, and email you the day the record is issued.
Separate advisory route
Need help beyond merchant discovery?
Private wealth, treasury, structuring and regulated advisory enquiries are handled separately by Alpine Cipher, subject to eligibility and compliance review.
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Share the intended spend, timing and category. We will map the relevant merchants and practical payment route.
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